I'm often asked how to go about buying investment property. How and where do you look for the bargains?

I think it's important to understand first off that the bargains are the result of distressed sellers (that is, owners who for one reason or another have to sell)....

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Let's start with the words first and see what they mean -

Usufruct is the right to make full use of an asset without ownership. So, if you have the usufruct over a property, you can live in it, rent it out, holiday in it, but because you don't own it, you can't sell it.

Bare dominium is quite simply ownership without the right of use (usufruct). So, if you have bare dominium over a property, can you sell it? Only with the consent of the usufruct holder, otherwise you would be depriving them of their right....

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We've had bit of cash that needed to find a home, so over the Christmas break I had a look at our buying a small residential unit in a secure development. I live in Fourways, so targetted the Douglasdale area for my research....

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There are only four forms of passive income - Dividends, Rental, Interest and royalties. Things like RAs, pensions etc are actually a combination of the first three.

When you buy property for rental income, you need to follow a few golden rules. Here they are -...

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Accreditations & Memberships

South African Institute of Chartered Accountants. Designation CA(SA) Engineering Council of South Africa. Designation Pr(Eng)Independent Regulatory Board for Auditors. Designation RA<    Internationally Accredited Financial MediatorsMember of MENSA, the High IQ Society

 

 

 

Contact Details

Minentle : mini@harbourassociates.co.za

Tumi : tumi@harbourassociates.co.za

Derek : derek@harbourassociates.co.za

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